Hiroko is an independent researcher specializing in GenAI and digital finance within the insurance sector. Drawing on 14+ years at Nomura Research Institute (NRI), she analyzes the differing adoption strategies and regulatory landscapes between Japan and the EU from her base in Frankfurt. She is a Certified Expert in Digital Finance.
She offers unique insights into how Japans insurers focus GenAI on sales and claims for efficiency, while European firms prioritize mature governance as a competitive edge.
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