Kirthika Krishanthan

Critic
DISC Type : C

Life Insurance Advisor at Life100 Insurance & Investments Inc.

Toronto, Ontario, Canada

Overview

Kirthika is an Insurance Management student at Humber College pursuing CIP and RIBO designations. With an LLQP license and experience as a Life Insurance Advisor, she aims for a long-term career in commercial and specialty lines underwriting. Colleagues describe her as knowledgeable, intelligent, and enthusiastic.

Before entering the insurance field, she was an educator and program coordinator in India, where she managed academic programs for civil services aspirants. This background highlights a passion for education and helping others succeed. She follows major industry employers like Chubb for potential career opportunities.

She transitioned her career from coordinating civil services education in India to pursuing a specialized P&C insurance path in Canada.

Personality Overview

Negotiator

ROI Driven

Precise

They are quite likely to negotiate on pricing or other key terms.  They don’t appreciate bells and whistles unless backed by data. They prefer to do logical analysis and value evidence over emotions.

Topics They Care About

Commercial Underwriting
Explicitly stated her long-term career interest is developing a career in underwriting for commercial and specialty insurance lines.
Insurance Education
Actively pursuing multiple advanced designations (CIP, RIBO) and frequently shares learnings from guest lectures and industry leaders.
Insurance Brokering
Showed a keen interest by attending the IBAO Conference and creating a video project about the Insurance Brokers Association of Ontario.

Media Appearances

Kirthika has no verified media appearances

Work History

11-2024
Life Insurance Advisor at Life100 Insurance & Investments Inc.
3-2024 - 11-2024
Administrator at Life100 Insurance & Investments Inc.
12-2019 - 2-2023
Educator & Newsletter Editor at Sri Shirdi Sai Junior College
12-2014 - 11-2019
Program Coordinator & Educator at PSG College of Arts and Science

Education

Insurance Management (Property & Casualty) from Humber College
Bachelor's degree from Bharathiar University

More Information

Social Presence :

Prographics :

Exp : 10 Location : Toronto, Ontario, Canada Job Level : N/A Designation : Life Insurance Advisor at Life100 Insurance & Investments Inc.
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Insights For Selling To Kirthika

During A Call Or A Meeting

DO's

  • Be ready to answer many clarity-seeking questions and requests for information
  • Leverage facts and figures wherever possible; use percentages, numbers etc.
  • If you can, show them industry reports or analyst comments instead of sharing anecdotal stories

DONT's

  • Do not use very emotional or colorful language
  • Make extra effort to not seem pushy or confrontational
  • Avoid phrases like ‘trust me’, ‘others just love’ etc.

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Kirthika is

  • Strong evidence of ROI, effective pricing, and proven data points matter the most to them.
  • Will you ever get a clear answer from Kirthika

  • It is not very hard for them to say no if they are not convinced about the decision.

Insights For Deal Planning

    How fast (or slow) will Kirthika move?

  • They are neither the fastest nor the slowest decision makers, they are somewhere in the middle.
  • Can Kirthika take some risk or not?

  • They can bear some risk if their analysis backs the decision.

You And Kirthika

Personality Compatibility


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