Luis Enrique Ruiz Reyes

Observer
DISC Type : ic

Analista Credito Hipotecario at Scotiabank

Naucalpan de Juárez, México, Mexico

Overview

Luis Enrique is a credit analyst with experience at major financial institutions like Scotiabank and Banco Multiva. Specializing in mortgage credit, he excels at risk assessment for individuals and businesses, backed by his education from the Universidad Nacional Autónoma de México. He has a proven record of driving process improvements.

There is no publicly available information regarding Luis Enriques personal life or hobbies.

He maintained a 100% productivity and quality index for an entire year at Scotiabank, simultaneously reducing reprocessing tasks in his area by 15%.

Personality Overview

Value Driven

Assertive

Example Seeker

They are generally good communicators and can be hard to convince.  They ask a lot of questions and rely heavily on information and collaterals. They can sound friendly and charming but can quickly change gears to become inquisitive and probing.

Topics They Care About

Credit Risk Analysis
Experienced in evaluating payment capacity and interpreting credit bureau reports for individuals, entrepreneurs, and corporations at Scotiabank.
Mortgage Lending
His most recent role at Scotiabank focused specifically on reviewing, analyzing, and making decisions on mortgage credit applications.
Process Improvement
Demonstrated success by reducing reprocessing tasks in the mortgage credit area by 15% through proactive detection of inefficiencies.

Media Appearances

Luis has no verified media appearances

Work History

9-2021
Analista Credito Hipotecario at Scotiabank
10-2018 - 10-2020
Analista de créditos at Banco Multiva

Education

5-2019 - 5-2020
Especialidad from Facultad de Estudios Superiores Acatlán
8-2013 - 5-2018
Licenciatura from Universidad Nacional Autónoma de México

More Information

Social Presence :

Prographics :

Exp : 6 Location : Naucalpan de Juárez, México, Mexico Job Level : N/A Designation : Analista Credito Hipotecario at Scotiabank
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Insights For Selling To Luis Enrique

During A Call Or A Meeting

DO's

  • Focus on immediate action-items rather than the larger goals
  • Help them understand the risk aspect fully while inspiring confidence
  • Help them realize that there is no personal risk in making this decision

DONT's

  • Don’t brush off any concerns, take all questions seriously
  • Avoid making offhand commitments
  • Don’t try to rush them into a decision, provide all necessary information first

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Luis Enrique is

  • Proven value, strong testimonials are important for them, rapport can impact decisions a little.
  • Will you ever get a clear answer from Luis Enrique

  • They are practical and friendly, don't expect a clear-cut response often.

Insights For Deal Planning

    How fast (or slow) will Luis Enrique move?

  • They like to be detailed and take their time to arrive at decisions.
  • Can Luis Enrique take some risk or not?

  • They weigh all decisions systematically and are unlikely to take many risks.

You And Luis Enrique

Personality Compatibility


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