Melissa Patiño Torres
Researcher · DISC type CsMelissa is a finance leader at N26, overseeing the crypto, equity, savings, and lending divisions. A graduate of IESE Business School, her expertise in strategic finance and FP&A is built on a global career with giants like BBVA and Scotiabank across Latin America, the Middle East, and Europe.
She is passionate about sparking conversations around money and promoting financial empowerment. As the founder of Modern Money and a mother, she is committed to designing a future where financial wellness is accessible and fits into the most human parts of life, not just in theory.
Unique fact: Melissa has a proven track record of professional success spanning three diverse regions – Latin America, the Middle East, and Europe.
Read the full overview →How Melissa shows up
The only way to convince them is by showing them examples and ample proof. They do not like taking risks at all and go for proven options in the end. Being observant comes to them naturally.
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DISC profile (public)
Calculativeness (C)
Calculativeness (C) reflects the degree to which a person is likely to be cautious, systematic and analytical. Those scoring high tend to emphasise quality and accuracy.
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