Michael Limerez

Observer
DISC Type : ic

ACH and Wire Product Manager at Atlantic Union Bank

United States

Overview

Michael is an ACH and Wire Product Manager at Atlantic Union Bank, specializing in treasury management. His expertise covers fraud prevention, regulatory compliance with NACHA rules, and enhancing financial products. He is a graduate of the Maryland Bankers School, where he finished with honors.

Outside of his banking career, Michael shows strong support for his friends achievements and is an avid supporter of the Spartans athletic team. He has also taken an active role in promoting public financial education.

Unique fact: He completed a challenging three-year Maryland Banker School program with honors.

Personality Overview

Value Driven

Example Seeker

Curious

They can sound friendly and charming but can quickly change gears to become inquisitive and probing.  They often ask many questions and rely heavily on information and documentation. They are generally good communicators and can be hard to convince.

Topics They Care About

Treasury Management
He has over four years of experience managing treasury management products, contact centers, and fulfillment teams at multiple banking institutions.
Fraud Prevention
A key part of his current role is enforcing fraud prevention and credit underwriting guidelines to safeguard the bank and its clients.
Regulatory Compliance
He ensures that ACH and Wire product offerings are in compliance with Federal regulations and NACHA operating rules to maintain industry standards.

Media Appearances

Michael has no verified media appearances

Work History

1-2026
ACH and Wire Product Manager at Atlantic Union Bank
4-2025 - 12-2025
Manager of Treasury Services Support at Atlantic Union Bank
12-2021 - 4-2026
Treasury Managment Service and Support Manager at Sandy Spring Bank
12-2017 - 12-2021
Assistance Vice President - Treasury and EFT Services at Sandy Spring Bank
9-2015 - 12-2017
Team Leader for retail banking support at Sandy Spring Bank

Education

Michael has no verified education history

More Information

Social Presence :

Prographics :

Exp : 20 Location : United States Job Level : Middle Designation : ACH and Wire Product Manager at Atlantic Union Bank
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Insights For Selling To Michael

During A Call Or A Meeting

DO's

  • Help them understand the risk aspect fully while inspiring confidence
  • Be prepared for a lot of questions, answer them objectively
  • Help them realize that there is no personal risk in making this decision

DONT's

  • Avoid making offhand commitments
  • Don’t brush off any concerns, take all questions seriously
  • Don’t rely excessively on your relationship with them to win the deal

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Michael is

  • Clear proof of product value matters to them, followed by others' testimonials and rapport.
  • Will you ever get a clear answer from Michael

  • They are practical and friendly, don't expect a clear-cut response often.

Insights For Deal Planning

    How fast (or slow) will Michael move?

  • They like to perform full analysis and can take time to make any decision.
  • Can Michael take some risk or not?

  • They systematically evaluate all decisions and are unlikely to take many risks.

You And Michael

Personality Compatibility


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