Michael Nocella in

Michael Nocella

Enthusiast · DISC type i
Head of US Consumer Lending at BMO U.S.
📍 Greater Chicago Area, United States

Michael Nocella is the Head of US Consumer Lending at BMO, leading a team of over 500 professionals. With a BBA from Hofstra University, he is an expert in building and managing lending channels, overseeing multimillion-dollar budgets, and driving profitability across retail, wholesale, and correspondent origination. His experience spans the full lending lifecycle.

A proven leader, Michael has a strong background in developing growth strategies, risk management, and capital markets from his previous director and managing director roles at Citigroup and Bear Stearns.

He has deep expertise in complex financial instruments, including issuing Re-REMIC securitizations and managing whole loan acquisitions and sales.

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Experience
30 Years
Current Role
Head of US Consumer Lending
Job Level
Mid-senior
Location
Greater Chicago Area, United States
Personality Overview

How Michael shows up

Consensus Focused
Story Driven
Optimistic

Unlike D or C types, they are convinced more by stories and testimonials. They agree with others often, so exercise caution when relying on their word. They prefer to build relationships rather than staying totally transactional.

Priorities

Topics Michael cares about

Consumer Lending
Leads a team of 500+ professionals at BMO, focusing on operational excellence and profitability in the US consumer lending market.
Growth Strategy
Known for developing and implementing successful growth strategies for various product lines and business channels in the lending industry.
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Career

Work history

11-2025
Head of US Consumer Lending
BMO U.S.
1-2014 - 10-2025
Managing Director
BMO U.S.
8-2006 - 12-2013
Director
Citigroup
11-1995 - 8-2006
Managing Director
Bear Stearns
In the press

Media appearances

No media yetWe could not find public media appearances for this person.
Education
1986 - 1990
BBA
Hofstra University
Social presence
in
Behavioral profile

DISC profile (public)

i

Influence (I)

Influence (I) reflects the degree to which a person prefers to work by influencing or persuading others. Those scoring high tend to be people oriented, motivated by social recognition and building relationships.

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