Michael Nocella in

Michael Nocella

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Head of US Consumer Lending at BMO U.S.
📍 Greater Chicago Area, United States

Michael Nocella is the Head of US Consumer Lending at BMO, leading a team of over 500 professionals. With a BBA from Hofstra University, he is an expert in building and managing lending channels, overseeing multimillion-dollar budgets, and driving profitability across retail, wholesale, and correspondent origination. His experience spans the full lending lifecycle.

A proven leader, Michael has a strong background in developing growth strategies, risk management, and capital markets from his previous director and managing director roles at Citigroup and Bear Stearns.

He has deep expertise in complex financial instruments, including issuing Re-REMIC securitizations and managing whole loan acquisitions and sales.

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Experience
30 Years
Current Role
Head of US Consumer Lending
Job Level
Mid-senior
Location
Greater Chicago Area, United States
Personality Overview

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Decision Approach
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Priorities

Topics Michael cares about

Consumer Lending
Leads a team of 500+ professionals at BMO, focusing on operational excellence and profitability in the US consumer lending market.
Growth Strategy
Known for developing and implementing successful growth strategies for various product lines and business channels in the lending industry.
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Career

Work history

11-2025
Head of US Consumer Lending
BMO U.S.
1-2014 - 10-2025
Managing Director
BMO U.S.
8-2006 - 12-2013
Director
Citigroup
11-1995 - 8-2006
Managing Director
Bear Stearns
In the press

Media appearances

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Education
1986 - 1990
BBA
Hofstra University
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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