Miguel Angel Cruz Andrade

Observer
DISC Type : ci

Ejecutivo Empresarial Sr. at BanBajío

Aguascalientes, Mexico

Overview

Miguel Angel Cruz Andrade is a Senior Business Executive at BanBajío with a history of progressive roles within the bank. He specializes in managing business client portfolios, sales, and credit, and holds a certification as an Investment Strategy Advisor while pursuing a Masters degree at Universidad Panamericana.

His professional interests extend to global finance, as shown by his interest in major institutions like J. P. Morgan and UBS. He is dedicated to continuous learning, currently undertaking a Masters degree to further enhance his expertise in the financial sector.

He progressed from a nine-month intensive training program within BanBajío to his current senior executive position, demonstrating significant growth within the company.

Personality Overview

Curious

Value Driven

Assertive

They are generally strong communicators and are not easy to convince.  They can sound friendly and charming but can quickly change gears to become inquisitive and probing. They often ask many questions and rely heavily on information and documentation.

Topics They Care About

Business Portfolio Management
His current role as a Senior Business Executive focuses on effectively managing the portfolio of business sector clients to meet their financial needs.
Investment Strategy
He holds a certification as an "Asesor en Estrategias de Inversion", indicating a deep knowledge of investment products and client advisory.
Corporate Finance
His experience as a Corporate Banking Analyst involved examining corporate financial situations to determine the viability of offering investment banking products.

Media Appearances

Miguel has no verified media appearances

Work History

8-2023
Ejecutivo Empresarial Sr. at BanBajío
2-2023 - 9-2023
Coordinador regional credito de nomina at BanBajío
2-2019 - 2-2023
Ejecivo Comercial PYME at BanBajío
2-2019 - 2-2019
Ejecutivo Comercial PYME at BanBajío
7-2018 - 2-2019
Analista Banca Corporativa at Grupo Financiero Banorte

Education

1-2023 - 6-2024
Maestría from Universidad Panamericana
2012 - 2016
Education details unavailable from ITESM campues aguascalientes

More Information

Social Presence :

Prographics :

Exp : 9 Location : Aguascalientes, Mexico Job Level : N/A Designation : Ejecutivo Empresarial Sr. at BanBajío
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Insights For Selling To Miguel Angel

During A Call Or A Meeting

DO's

  • Use phrases like ‘clear proof that’, ‘data shows’ etc.
  • Be prepared for a lot of questions, answer them objectively
  • Build rapport, it will come handy to handle hard questions later

DONT's

  • Don’t try to rush them into a decision, provide all necessary information first
  • Don’t rely excessively on your relationship with them to win the deal
  • Avoid making offhand commitments

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Miguel Angel is

  • Clear proof of product value matters to them, followed by others' testimonials and rapport.
  • Will you ever get a clear answer from Miguel Angel

  • They are practical yet friendly, don’t expect a clear no very often.

Insights For Deal Planning

    How fast (or slow) will Miguel Angel move?

  • They like to analyze well and then make their decisions.
  • Can Miguel Angel take some risk or not?

  • They systematically evaluate all decisions and are unlikely to take many risks.

You And Miguel Angel

Personality Compatibility


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