Milind Karnik in

Milind Karnik

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Head of FP&A, Pricing and Profitability Commercial Banking at Citizens
📍 New York City Metropolitan Area, United States

Milind is the Head of FP&A, Pricing and Profitability for Commercial Banking at Citizens, with over 20 years of experience at firms like Citi and American Express. A member of the New York FP&A Board, he is passionate about improving financial processes and sharpening data analytics.

Outside of his extensive finance career, Milind lives in the New York metro area with his wife and daughter.

He is a published thought leader, frequently writing articles for financial publications on complex topics like driver-based forecasting and scenario planning.

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Experience
30 Years
Current Role
Head of FP&A, Pricing and Profitability Commercial Banking
Job Level
Mid-senior
Location
New York City Metropolitan Area, United States
Personality Overview

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Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Milind cares about

Driver-Based Forecasting
He has authored multiple articles on the pitfalls and solutions of driver-based forecasting, considering it a modern approach for analytical conversations.
Expense FP&A
He wrote an article on reimagining expense forecasting to add more value and has been hiring for roles focused on expense analytics for the commercial division.
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Career

Work history

7-2022
Head of FP&A, Pricing and Profitability Commercial Banking
Citizens
1-2022 - 7-2022
Head Of Financial Planning and Analysis
IDB Bank
3-2020 - 12-2021
FVP, FP&A
IDB Bank
3-2014 - 1-2020
Director Strategy Citi Holdings
Citi
3-2012 - 3-2014
Sr Vice President - Planning & Analysis / CFO NA LCL
Citi
In the press

Media appearances

Milind Karnik – Sr. Director FP&A, Pricing and Profitability at Citizens Financial Group. Featured in The Org
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Education
1993 - 1995
Education details unavailable
Indian Institute of Management Ahmedabad
1988 - 1993
BCom
R A Podar College of Commerce and Economics
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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