Milind Karnik in

Milind Karnik

Observer · DISC type ic
Head of FP&A, Pricing and Profitability Commercial Banking at Citizens
📍 New York City Metropolitan Area, United States

Milind is the Head of FP&A, Pricing and Profitability for Commercial Banking at Citizens, with over 20 years of experience at firms like Citi and American Express. A member of the New York FP&A Board, he is passionate about improving financial processes and sharpening data analytics.

Outside of his extensive finance career, Milind lives in the New York metro area with his wife and daughter.

He is a published thought leader, frequently writing articles for financial publications on complex topics like driver-based forecasting and scenario planning.

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Experience
30 Years
Current Role
Head of FP&A, Pricing and Profitability Commercial Banking
Job Level
Mid-senior
Location
New York City Metropolitan Area, United States
Personality Overview

How Milind shows up

Curious
Assertive
Value Driven

They can sound friendly and charming but can quickly change gears to become inquisitive and probing. They are generally good communicators and can be hard to convince. They ask a lot of questions and rely heavily on information and collaterals.

Priorities

Topics Milind cares about

Driver-Based Forecasting
He has authored multiple articles on the pitfalls and solutions of driver-based forecasting, considering it a modern approach for analytical conversations.
Expense FP&A
He wrote an article on reimagining expense forecasting to add more value and has been hiring for roles focused on expense analytics for the commercial division.
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Career

Work history

7-2022
Head of FP&A, Pricing and Profitability Commercial Banking
Citizens
1-2022 - 7-2022
Head Of Financial Planning and Analysis
IDB Bank
3-2020 - 12-2021
FVP, FP&A
IDB Bank
3-2014 - 1-2020
Director Strategy Citi Holdings
Citi
3-2012 - 3-2014
Sr Vice President - Planning & Analysis / CFO NA LCL
Citi
In the press

Media appearances

Milind Karnik – Sr. Director FP&A, Pricing and Profitability at Citizens Financial Group. Featured in The Org
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Education
1993 - 1995
Education details unavailable
Indian Institute of Management Ahmedabad
1988 - 1993
BCom
R A Podar College of Commerce and Economics
Social presence
in
Behavioral profile

DISC profile (public)

i

Influence (I)

Influence (I) reflects the degree to which a person prefers to work by influencing or persuading others. Those scoring high tend to be people oriented, motivated by social recognition and building relationships.

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