Monish Anand

Editor
DISC Type : CS

Founder & CEO at MyShubhLife

Bengaluru, Karnataka, India

Overview

Monish Anand is the Founder and CEO of MyShubhLife, a fintech startup dedicated to democratizing credit for underserved populations in India. With over 22 years of experience across banking, technology, and telecom, he possesses a unique cross-industry perspective. He holds a PGDM from IFIM, Bangalore. People often describe him as committed, dedicated, and a dynamic leader.

As an Ashoka Fellow, Monish is deeply committed to social entrepreneurship and creating scalable impact. He is also an active Angel Investor, supporting emerging startups. He sees his leadership role as one where he must learn, aspire, and energize those around him, reflecting his passion for fostering innovation and growth.

He is an Ashoka Fellow, a prestigious, lifelong honor recognizing leading social entrepreneurs with innovative solutions to systemic social problems.

Personality Overview

Slow Buyer

Skeptic

Self-Disciplined

They tend to be clear about their needs and limitations and are unlikely to promise too much.  Being observant comes to them naturally. They are heavily focused on quality and prefer doing things the right way, even if it takes time.

Topics They Care About

Financial Inclusion
His company, MyShubhLife, is built to provide financial products to India's 'Next Half Billion'—households who have historically been excluded from the formal credit system.
Fintech Innovation
He frequently writes for publications like the Times of India on topics such as digital lending, advocating for responsible innovation in India's fast-growing fintech sector.
Social Entrepreneurship
His status as an Ashoka Fellow places him in a global community of leaders focused on solving social challenges through innovative, business-minded approaches.

Media Appearances

Monish Anand, Founder & CEO, @myshubhlife shares his views on .... Featured in Instagram

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U GRO Capital acquires MyShubhLife to drive embedded financing for small merchants. Featured in IBS Intelligence

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Work History

7-2015
Founder & CEO at MyShubhLife
1-2018
Ashoka Fellow at Ashoka
8-2013 - 6-2015
Director & Head of Practice - Global banking and Financial Markets at BT
10-2011 - 8-2013
Head Sales (FSIPPS) - India ,Middle East & Africa at Infosys
7-2010 - 9-2011
Senior Vice President - Retail Assets & Credit Card Group at Dhanlaxmi Bank Limited

Education

1984 - 1989
ISC from ST. THOMAS COLLEGE
1995 - 1997
PGDM from IFIM, BANGALORE

More Information

Social Presence :

Prographics :

Exp : 15 Location : Bengaluru, Karnataka, India Job Level : Leadership Designation : Founder & CEO at MyShubhLife
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Insights For Selling To Monish

During A Call Or A Meeting

DO's

  • Preferably use email to follow up with them instead of phone or Linkedin, engage by asking question or opinions
  • When following up with them, expect slowness; use questions to engage them, preferably over email.
  • Use a presentation with information before getting into a live product walkthrough

DONT's

  • Give it some time before you try to build rapport and a relationship, it doesn't come to them naturally
  • Don’t overhype the product/pitch, keep it measured
  • Avoid winging it with them particularly, answer a question only if you know the answer well

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Monish is

  • Low-risk, adoption by others are very important to them, followed by confidence in ROI.
  • Will you ever get a clear answer from Monish

  • Often, they don't say no, or keep going about it in circles.

Insights For Deal Planning

    How fast (or slow) will Monish move?

  • They do not like to rush and therefore can be quite slow in their decision-making.
  • Can Monish take some risk or not?

  • They have little risk-appetite and prefer to take measured decisions.

You And Monish

Personality Compatibility


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