Nicholas Hoelker in

Nicholas Hoelker

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Head of Data Science and Risk at AtoB
📍 San Francisco, California, United States

Nicholas is the Head of Data Science at AtoB, specializing in risk management and data science for early-stage fintech startups. He has a track record of building underwriting models from the ground up and scaling data science teams. He holds a BA from William & Mary.

Outside of his direct role, Nicholas runs a consulting firm focused on freelance risk management and data science for startups. He has previously applied his expertise at companies like Facebook and Cardless, demonstrating a passion for helping businesses scale through data-driven financial products.

He once built a companys first underwriting model from scratch, achieving over 50% approval with zero charge-offs on the initial 1, 000 accounts.

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Experience
7 Years
Current Role
Head of Data Science and Risk
Job Level
Mid-senior
Location
San Francisco, California, United States
Personality Overview

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Priorities

Topics Nicholas cares about

Fintech Risk Management
His career is centered on building credit policies and underwriting models, successfully reducing company losses by 90% in one role at AtoB.
Scaling DS Teams
He established and scaled a new Data Science hub in India for AtoB and has expressed excitement about growing the Bangalore team.
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Career

Work history

10-2023
Head of Data Science and Risk
AtoB
5-2022 - 10-2023
Senior Data Science Manager
AtoB
7-2022
Owner
Hoelker Consulting LLC
10-2021 - 4-2022
Senior Data Scientist
Facebook
5-2020 - 10-2021
Founding Data Science/Risk
Cardless
In the press

Media appearances

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Education
BA
William & Mary
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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