Nicholas Hoelker in

Nicholas Hoelker

Enthusiast · DISC type i
Head of Data Science and Risk at AtoB
📍 San Francisco, California, United States

Nicholas is the Head of Data Science at AtoB, specializing in risk management and data science for early-stage fintech startups. He has a track record of building underwriting models from the ground up and scaling data science teams. He holds a BA from William & Mary.

Outside of his direct role, Nicholas runs a consulting firm focused on freelance risk management and data science for startups. He has previously applied his expertise at companies like Facebook and Cardless, demonstrating a passion for helping businesses scale through data-driven financial products.

He once built a companys first underwriting model from scratch, achieving over 50% approval with zero charge-offs on the initial 1, 000 accounts.

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Experience
7 Years
Current Role
Head of Data Science and Risk
Job Level
Mid-senior
Location
San Francisco, California, United States
Personality Overview

How Nicholas shows up

Optimistic
Amiable & Agreeable
Story Driven

They tend to be agreeable by nature, so take their promises with a pinch of salt.
 Unlike D or C types, they are convinced more by stories and testimonials. They prefer to build relationships rather than staying totally transactional.

Priorities

Topics Nicholas cares about

Fintech Risk Management
His career is centered on building credit policies and underwriting models, successfully reducing company losses by 90% in one role at AtoB.
Scaling DS Teams
He established and scaled a new Data Science hub in India for AtoB and has expressed excitement about growing the Bangalore team.
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Career

Work history

10-2023
Head of Data Science and Risk
AtoB
5-2022 - 10-2023
Senior Data Science Manager
AtoB
7-2022
Owner
Hoelker Consulting LLC
10-2021 - 4-2022
Senior Data Scientist
Facebook
5-2020 - 10-2021
Founding Data Science/Risk
Cardless
In the press

Media appearances

No media yetWe could not find public media appearances for this person.
Education
BA
William & Mary
Social presence
in
Behavioral profile

DISC profile (public)

i

Influence (I)

Influence (I) reflects the degree to which a person prefers to work by influencing or persuading others. Those scoring high tend to be people oriented, motivated by social recognition and building relationships.

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