Nicholas is the Head of Data Science at AtoB, specializing in risk management and data science for early-stage fintech startups. He has a track record of building underwriting models from the ground up and scaling data science teams. He holds a BA from William & Mary.
Outside of his direct role, Nicholas runs a consulting firm focused on freelance risk management and data science for startups. He has previously applied his expertise at companies like Facebook and Cardless, demonstrating a passion for helping businesses scale through data-driven financial products.
He once built a companys first underwriting model from scratch, achieving over 50% approval with zero charge-offs on the initial 1, 000 accounts.
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