Nirmalya Sur in

Nirmalya Sur

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VP - Business at CheqUPI (YC S23)
📍 Bengaluru, Karnataka, India

Nirmalya Sur is the VP of Business at CheqUPI, a YC-backed fintech startup. He is a startup enthusiast specializing in scaling businesses through strategic partnerships and growth initiatives, often working on 0-to-1 transitional projects directly with C-suite leadership. He is a commerce graduate from the Maharashtra Institute of Technology.

He draws unique parallels between his professional methodology and his past as a rifle shooter. He values the discipline, focus, and adaptability learned from the sport and applies these principles to his corporate strategy, highlighting the importance of relevance-based learning.

Unique fact: Nirmalya is a former rifle shooter who writes about how the mental discipline from shooting sharpens his approach to business and strategy.

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Experience
4 Years
Current Role
VP - Business
Job Level
Senior
Location
Bengaluru, Karnataka, India
Personality Overview

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Communication Style
Decision Approach
Work Preference

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Priorities

Topics Nirmalya cares about

Fintech for Travelers
He is building CheqUPI, a UPI payment platform designed specifically for foreign tourists and NRIs visiting India, solving a major payment hurdle for international visitors.
Scaling Startups
His career focuses on "0-1 transitional projects", achieving significant results like 22% month-over-month growth in a previous expansion role.
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Career

Work history

9-2025
VP - Business
CheqUPI (YC S23)
2-2024 - 9-2025
Senior Manager - Expansion & Liquidity
Mudrex
12-2022 - 2-2024
Manager - Expansion & Operation (MENA & India)
Leap
3-2022 - 12-2022
Senior Strategist - CEO's Office
Unacademy
1-2021 - 3-2022
Associate - Learning Experience & Success
upGrad
In the press

Media appearances

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Education
Bachelor's degree
Maharashtra Institute of Technology
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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