Patrick Negado, ChFC® in

Patrick Negado, ChFC®

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Book Author at https://canoeandcurrent.com/
📍 United States

Patrick is a retirement income and wealth transfer expert with over two decades of experience in financial services. An author and Chartered Financial Consultant®, he created "The Canoe and the Current" framework to simplify retirement planning, helping clients turn savings into reliable lifetime income through his work at Allstate and Canoe & Current Wealth Strategies℠.

Born in the Philippines, Patrick moved to the US at age ten and became fiercely independent from a young age. Now a husband and a self-described "alpha daddy" to his three dogs, he is passionate about helping people, particularly seniors, navigate their finances with confidence so they can enjoy their lives without financial worry.

Unique fact: As a child, Patrick was a model for a Dial soap poster along with his parents.

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Experience
10 Years
Current Role
Book Author
Job Level
Junior
Location
United States
Personality Overview

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Communication Style
Decision Approach
Work Preference

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Priorities

Topics Patrick cares about

Retirement Philosophy
Authored the book "The Canoe and The Current" to offer a new, simplified approach to creating secure, lifelong retirement income that balances safety and growth.
Serving Seniors
Frequently appears on podcasts and creates content specifically for the needs of retirees and pre-retirees (ages 55+), focusing on clarity and purpose in their later years.
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Career

Work history

7-2025
Book Author
https://canoeandcurrent.com/
7-2017
Personal Financial Representative
Allstate Financial Services, LLC
2-2017 - 6-2017
Sales Manager
Penn Mutual
1-2014 - 10-2015
Registered Representative/Senior Marketing Director
Transamerica Financial Advisors, Inc.
7-2013 - 1-2014
Regional Sales Director
Transamerica
In the press

Media appearances

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Education
2010 - 2011
Certified Estate & Trust Specialist (CES) Designee
Institute of Business and Finance
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

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