Patrick Ritter, CFP®

Go-getter
DISC Type : d

Leadership and Talent Development Consultant at Kemper

Greater St. Louis, United States

Overview

Patrick is a Certified Financial Planner™ and Leadership Consultant at Kemper, specializing in insurance product training. He also runs Core Planning, a fee-only financial planning practice. He holds a Bachelor of Arts from Missouri State University and has been a CFP® since 2013.

Outside of his financial career, Patrick is an avid fly fishing enthusiast who runs the "River King Fishing" blog and has published ebooks on the topic. He serves his community as a volunteer board member for the Elevate Pathways Foundation, focusing on workforce development.

Unique fact: Patrick combines his financial expertise with technology by working as a contract consultant training AI models on financial planning projects.

Personality Overview

Fast-Paced

Challenger

Self-Confident

They focus on objectivity in a pitch and pay little attention to bells and whistles.  They don’t always try to control the conversation but neither do they like yielding it fully. They can be nudged to make faster decisions by offering what they value.

Topics They Care About

Fee-Only Financial Planning
He founded Core Planning to provide fee-only financial planning, emphasizing that his clients value freedom, experiences, and relationships over material possessions.
Fly Fishing
Runs the "River King Fishing" blog and has published ebooks on the subject. He specifically targets outdoor enthusiasts as a key client base for his financial practice.
Corporate Training
As a consultant at Kemper, he is passionate about developing financial professionals by creating and delivering learning programs with a focus on insurance products.

Media Appearances

Patrick has no verified media appearances

Work History

2-2022
Leadership and Talent Development Consultant at Kemper
2-2022
Principal at Core Planning, Founder at TradesWave Wealth at TradesWave Wealth
12-2025
Director of Workforce Development - Volunteer Board Member at Elevate Pathways Foundation
10-2025
Financial Advising AI Model Trainer at Mercor
9-2017
Blogger at River King Fishing

Education

2012 - 2013
Certified Financial Planner Coursework from College for Financial Planning
1996 - 2000
Bachelor of Arts from Missouri State University

More Information

Social Presence :

Prographics :

Exp : 8 Location : Greater St. Louis, United States Job Level : Middle Designation : Leadership and Talent Development Consultant at Kemper
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Insights For Selling To Patrick

During A Call Or A Meeting

DO's

  • Refer to testimonials from others in similar positions
  • Stress on the business value that your product offers
  • Be crisp while making the pitch

DONT's

  • Refrain from asking too many questions
  • Don't try too hard to get friendly, let it happen with time
  • Avoid repeating yourself or making generalizations

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Patrick is

  • Confidence in the product plays an important role, followed by powerful testimonials.
  • Will you ever get a clear answer from Patrick

  • They might hesitate a little, but they will say no if they are not convinced.

Insights For Deal Planning

    How fast (or slow) will Patrick move?

  • Their decision making speed is somewhere in the middle.
  • Can Patrick take some risk or not?

  • Once they have analyzed the pros and cons, they can take some risks.

You And Patrick

Personality Compatibility


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