RENATO GONCALVES in

RENATO GONCALVES

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VP of Sales, Customer Experience & Collections at Creditas
📍 São Paulo, São Paulo, Brazil

Renato Goncalves is the VP of Sales, Customer Experience & Collections at Creditas, where he leads a team of over 1, 000 people. With a background in financial institutions and an MBA from Insper, he is described by colleagues as a focused and motivated professional passionate about performance.

He describes himself as a "people person, " fueled by working with diverse teams and ideas. He is interested in the connection between the discipline required for physical activities, like running, and the habits that support a healthy financial life, a theme he has discussed publicly in interviews.

Unique fact: He leads sales across all of Creditass business units, including B2B, B2C, and strategic partnerships (B2B2C).

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Experience
23 Years
Current Role
VP of Sales, Customer Experience & Collections
Job Level
Senior
Location
São Paulo, São Paulo, Brazil
Personality Overview

How RENATO shows up

Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics RENATO cares about

Sales Execution
Believes disciplined execution throughout the year is more critical for hitting targets than just creating an annual plan at the start.
Financial Wellness
He recently discussed research linking the discipline of physical exercise to healthy financial habits, a topic he is passionate about promoting.
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Career

Work history

11-2025
VP of Sales, Customer Experience & Collections
Creditas
9-2023 - 11-2025
VP de Vendas e Experiência do Cliente
Creditas
10-2021 - 9-2023
Sales VP
Creditas
10-2019 - 9-2021
Sales and Partnerships Director
Creditas
6-2018 - 10-2019
Sales Director
Cogna
In the press

Media appearances

Caso de Sucesso: Creditas | Renato Gonçalves. Featured in YouTube
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Education
1995 - 1999
Bacharelado
Universidade Federal Fluminense
2007 - 2009
MBA
Insper Instituto de Ensino e Pesquisa
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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