Ricardo Rosa in

Ricardo Rosa

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Non Executive Director at PayInc
📍 Johannesburg Metropolitan Area, South Africa

Ricardo is an executive with over 25 years of experience, currently leading enterprise commercial engagements at Microsoft Africa. He specializes in AI-enabled transformation and cloud adoption, working with C-suite leaders to align digital strategy with business results. People who have worked with him describe him as having "tremendous business vision" and being a "natural born leader".

Outside of his core technology focus, Ricardo holds certifications in sustainability and accessibility, indicating an interest in driving responsible and inclusive business practices. He follows developments at major technology firms like IBM and engages with insights from global tech leaders like Satya Nadella.

As a non-executive director, he provided strategic oversight during the major rebranding of South Africa’s national payments infrastructure from BankservAfrica to PayInc.

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Experience
35 Years
Current Role
Non Executive Director
Job Level
Senior
Location
Johannesburg Metropolitan Area, South Africa
Personality Overview

How Ricardo shows up

Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Ricardo cares about

AI Business Value
His current role at Microsoft is focused on helping enterprises achieve measurable business results, from cost optimization to new revenue streams, using AI and cloud technology.
Corporate Turnarounds
His background includes extensive practical experience in turnarounds and restructuring, notably developing strategies for major insurers and banks during his time at PwC.
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Career

Work history

9-2023 - 11-2025
Non Executive Director
PayInc
9-2021
GM - Microsoft – Enterprise Commercial Director, Africa
Microsoft
7-2019 - 9-2021
Senior Partner - Client and Markets Lead - Advisory Africa
PwC South Africa
6-2017 - 9-2021
Partner and Director - Consulting and Technology Lead Africa
PwC
8-2014 - 5-2017
Chief Executive Officer
Clarendon Transport Underwriting Managers (Pty) Ltd
In the press

Media appearances

Business Talk – Microsoft's Ricardo Rosa on the second wave of digital transformation. Featured in BusinessTech (South Africa)
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Education
1988 - 2000
Honor's Degree
University of the Witwatersrand
1986 - 1988
B.Com
University of the Witwatersrand
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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