Richard Crone in

Richard Crone

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CEO at Crone Consulting LLC
📍 San Francisco Bay Area, United States

Richard Crone is the CEO of Crone Consulting LLC, a firm specializing in payments and fintech. With over 30 years of experience, he is a frequently quoted expert on innovations from mobile banking to agentic commerce. He earned his MBA from the USC Marshall School of Business and is regarded as a great strategist.

He serves on the Finance Advisory Board at Menlo College, indicating an interest in mentoring the next generation of finance professionals. His deep roots in the industry are personal; his father was involved in the original launch of Bank Americard in the late 1950s.

Unique fact: Richard was part of the founding team and a board member of edocs, a company that was acquired and now forms the basis of Oracles Self Service Division.

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Experience
43 Years
Current Role
CEO
Job Level
Leadership
Location
San Francisco Bay Area, United States
Personality Overview

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Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Richard cares about

Agentic Commerce
He actively posts and speaks about how AI agents will reshape the payments landscape, calling it "the next wave in payments. "
Future of Payments
His commentary covers the evolution of digital wallets, instant payment networks like FedNow, and major industry mergers.
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Career

Work history

2005
CEO
Crone Consulting LLC
2022 - 2026
Finance Advisory Board
Menlo College
2013 - 2017
CU Wallet Founding Board Member (acquired by CU Solutions Group → LifeStep Solutions)
CUSG
2010 - 2015
Paydiant Silent Founder, Active Advisor & Market Defining Evangelist (acquired by PayPal)
PayPal
2004 - 2005
Director Financial Services
Edgar, Dunn & Company
In the press

Media appearances

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Education
1985 - 1987
MBA
USC Marshall School of Business
1975 - 1979
Bachelor of Science (BS)
University of Southern California
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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