Santiago Cardenas Melo

Critic
DISC Type : C

Decisional Platform Specialist at Banco Caja Social

Bogotá D.C. Metropolitan Area, Colombia

Overview

Santiago is an economist and business administrator from Universidad de los Andes, specializing in data-driven risk management at Banco Caja Social. He leverages his expertise in Python, R, and data science to design and implement strategic decision engines, showing a clear career progression within the financial sector.

He holds recent, specialized certifications in "Artificial Intelligence on Microsoft Azure" and "Microsoft Azure Machine Learning, " showcasing a strong commitment to continuous learning in cloud technologies.

Personality Overview

Precise

Information Seeker

Critic

They like to take decisions independently and do not seek others' support often.  Unless the value is proven by data, they are unlikely to value fancy features. It is very likely that they will negotiate pricing or other important terms.

Topics They Care About

Financial Risk Engines
His work involves designing, programming, and implementing decision engines for customer profiling and risk management at Banco Caja Social.
Cloud AI & ML
He recently earned certifications in Microsoft Azure Machine Learning and AI, demonstrating a proactive interest in applying cloud-based data science to business challenges.
Continuous Learning
His professional feed frequently highlights the completion of new certifications from platforms like Coursera, showing a strong personal drive for upskilling.

Media Appearances

Santiago has no verified media appearances

Work History

12-2025
Decisional Platform Specialist at Banco Caja Social
8-2024 - 11-2025
Senior Collection Strategy Analyst at Banco Caja Social
4-2024 - 7-2024
Senior Collection Strategy Analyst in Charge at Banco Caja Social
5-2023 - 3-2024
Management Quality Monitoring Analyst at Banco Caja Social
7-2022 - 1-2023
University Intern at University Intern

Education

1-2017 - 4-2023
Degree in Economics from Universidad de Los Andes
1-2017 - 12-2022
Degree in Business Administration and Management from Universidad de Los Andes

More Information

Social Presence :

Prographics :

Exp : 3 Location : Bogotá D.C. Metropolitan Area, Colombia Job Level : Junior Designation : Decisional Platform Specialist at Banco Caja Social
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Insights For Selling To Santiago

During A Call Or A Meeting

DO's

  • If you can, show them industry reports or analyst comments instead of sharing anecdotal stories
  • Use phrases like ‘expect X% improvement’, ‘data clearly shows’ etc.
  • Be ready for penetrating questions and critical examination of your pitch

DONT's

  • Don't give superficial answers, they are easily rattled by them
  • Don’t try to give too many examples of other users, they like to make their own decisions
  • Don’t rush them till they have clearly gotten all the necessary information

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Santiago is

  • Proof of ROI, low pricing and objective proof points are the important factors for them.
  • Will you ever get a clear answer from Santiago

  • They do not mind saying no if they believe that it is the right decision.

Insights For Deal Planning

    How fast (or slow) will Santiago move?

  • Their decision-making is neither very fast nor very slow, they are somewhere in between.
  • Can Santiago take some risk or not?

  • They can take risks if their analysis shows that it would be worth it.

You And Santiago

Personality Compatibility


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