Srivaths Varadharajan

Visionary
DISC Type : Ds

Group CTO at Refex Group

India

Overview

Srivaths Varadharajan is the Group CTO at Refex, spearheading an AI and ML-first strategy across sectors like sustainable energy, pharma, and fintech. His career includes leadership roles at Kotak Securities and Spice Money, and he is an alumnus of IIM Ahmedabad.

Colleagues consistently praise his leadership, speed of execution, and ability to energize teams, describing him as meticulous, approachable, and passionate about technologys potential to transform business. People often describe him as passionate, innovative, and a great team player.

He is a recipient of the "CIO of the year Award" and the "BFSI Leadership Award".

Personality Overview

Fast But Thoughtful

Goal-Oriented

Direct & Assertive

They might take some time to make their mind up but once they do, they don't change it easily.  They are very professional in their approach and can weigh multiple perspectives together. They exhibit a rare combination of being result-oriented but patient at the same time.

Topics They Care About

AI-First Strategy
Drives group-level strategy with an AI/ML-first approach, building AI ecosystems, data science capabilities, and modern cybersecurity platforms.
Fintech Innovation
Has a deep background in the financial technology space, having served as CIO at Kotak Securities and as a founding team member at the fintech startup niyogin.
Sustainable Energy
His current role involves technology strategy for green and sustainable energy. He recently posted online about India's national strategy for distributed energy.

Media Appearances

Srivaths has no verified media appearances

Work History

8-2025
Group CTO at Refex Group
4-2024 - 8-2025
Global virtual & Onsite CIO, CTO, CDO, COO, CTDO at Prowessbiz
10-2020 - 3-2024
COO/ CTO (tech, digital, design & data) at Spice Money
6-2017 - 10-2020
President- CIO & founding team member at niyogin
1-2016 - 6-2017
Chief Information Officer at Kotak Securities

Education

2012 - 2013
MDP from Indian Institute of Management Ahmedabad
Education details unavailable from University of Mumbai

More Information

Social Presence :

Prographics :

Exp : 25 Location : India Job Level : Leadership Designation : Group CTO at Refex Group
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Insights For Selling To Srivaths

During A Call Or A Meeting

DO's

  • Focus on the results that your product produces, expect some strategic questions in return
  • Use phrases like 'your team deserves', 'best in class' etc.
  • Let them know of potential risks but suggest mitigation methods alongside

DONT's

  • Don't get into pricing discussions early on, steer conversation towards proven results
  • Don't go over them unless you are left with no other option
  • Don't focus too much on mutual contacts or bother about other stakeholders, focus on them

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Srivaths is

  • Strong proof of impact and their conviction will matter the most, but they wouldn't want to act unilaterally either
  • Will you ever get a clear answer from Srivaths

  • They will say no if they are not convinced but you will have to prompt them.

Insights For Deal Planning

    How fast (or slow) will Srivaths move?

  • They will want to understand things well but can move fast once they have a clear picture.
  • Can Srivaths take some risk or not?

  • They have good risk tolerance but are likely to think it through once or twice.

You And Srivaths

Personality Compatibility


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