Srivaths Varadharajan in

Srivaths Varadharajan

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Group CTO at Refex Group
📍 India

Srivaths Varadharajan is the Group CTO at Refex, spearheading an AI and ML-first strategy across sectors like sustainable energy, pharma, and fintech. His career includes leadership roles at Kotak Securities and Spice Money, and he is an alumnus of IIM Ahmedabad.

Colleagues consistently praise his leadership, speed of execution, and ability to energize teams, describing him as meticulous, approachable, and passionate about technologys potential to transform business. People often describe him as passionate, innovative, and a great team player.

He is a recipient of the "CIO of the year Award" and the "BFSI Leadership Award".

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Experience
25 Years
Current Role
Group CTO
Job Level
Leadership
Location
India
Personality Overview

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Decision Approach
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Priorities

Topics Srivaths cares about

AI-First Strategy
Drives group-level strategy with an AI/ML-first approach, building AI ecosystems, data science capabilities, and modern cybersecurity platforms.
Fintech Innovation
Has a deep background in the financial technology space, having served as CIO at Kotak Securities and as a founding team member at the fintech startup niyogin.
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Career

Work history

8-2025
Group CTO
Refex Group
4-2024 - 8-2025
Global virtual & Onsite CIO, CTO, CDO, COO, CTDO
Prowessbiz
10-2020 - 3-2024
COO/ CTO (tech, digital, design & data)
Spice Money
6-2017 - 10-2020
President- CIO & founding team member
niyogin
1-2016 - 6-2017
Chief Information Officer
Kotak Securities
In the press

Media appearances

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Education
2012 - 2013
MDP
Indian Institute of Management Ahmedabad
Education details unavailable
University of Mumbai
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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