Timothy Bhatt

Observer
DISC Type : ci

Chief Technology Officer at Moody's Ratings

Charlotte, North Carolina, United States

Overview

Tim Bhatt is the Chief Technology Officer for Moody’s Ratings, leading global technology, product management, and digital experience design. With over 20 years in financial services, including CTO at Ally, he has a deep background in computer and software engineering from Lehigh University and Penn State.

He is passionate about developing future innovators and actively engages in university outreach. Tim participates in events like STEM career fairs to connect with and mentor talented students who are the future of engineering and technology.

Before Moodys, Tim built and led the entire Ally Bank technology organization, including its core web, mobile, and banking platforms.

Personality Overview

Curious

Value Driven

Example Seeker

They can sound friendly and charming but can quickly change gears to become inquisitive and probing.  They ask a lot of questions and rely heavily on information and collaterals. They are generally strong communicators and are not easy to convince.

Topics They Care About

Financial Technology
His career is rooted in financial services technology, leading initiatives in cloud, data, core banking platforms, and IT risk at both Moody's and Ally.
Digital Experience
A key part of his current role involves leading digital experience design, with a focus on creating user-centric platforms and products for Moody's clients.
Data & Analytics
He speaks on leveraging data and analytics to enhance financial ratings processes and deliver superior insights to the market.

Media Appearances

Timothy has no verified media appearances

Work History

11-2018
Chief Technology Officer at Moody's Ratings
12-2017 - 11-2018
Chief Technology Officer at Ally
1-2015 - 12-2017
Chief Information Security Officer at Ally
1-2013 - 12-2014
Chief Enterprise Architect at Ally
5-2009 - 1-2013
eCommerce Technology Executive at Ally

Education

1994 - 1998
Bachelor's degree from Lehigh University
1999 - 2001
Master's degree from Penn State Great Valley

More Information

Social Presence :

Prographics :

Exp : 27 Location : Charlotte, North Carolina, United States Job Level : Leadership Designation : Chief Technology Officer at Moody's Ratings
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Insights For Selling To Timothy

During A Call Or A Meeting

DO's

  • Ask them questions to understand their needs better while staying affable
  • Be prepared for a lot of questions, answer them objectively
  • Use phrases like ‘clear proof that’, ‘data shows’ etc.

DONT's

  • Don’t rely excessively on your relationship with them to win the deal
  • Don’t brush off any concerns, take all questions seriously
  • Avoid making offhand commitments

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Timothy is

  • Proven value, strong testimonials are important for them, rapport can impact decisions a little.
  • Will you ever get a clear answer from Timothy

  • They are practical yet friendly, don’t expect a clear no very often.

Insights For Deal Planning

    How fast (or slow) will Timothy move?

  • They like to analyze well and can take their time to reach any decisions.
  • Can Timothy take some risk or not?

  • They weigh all decisions systematically and are unlikely to take many risks.

You And Timothy

Personality Compatibility


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