Cem Yildirim in

Cem Yildirim

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CTO, CPO at Bolt
📍 United States

Cem Yildirim is the CTO and CPO at Bolt, with extensive leadership experience from Apple, Uber, Amazon, and JPMorgan Payments. An MIT and Harvard Business School affiliate, he specializes in building secure, scalable technology platforms that empower merchants and consumers, with a deep focus on fintech and commerce.

He is driven by a passion for solving complex cybersecurity challenges and building foundational technology for fintech expansion. He champions a philosophy of code clarity and safety, believing that technology should be built to make future changes easy rather than painful.

Interesting fact: The one-click checkout product he developed as a founding executive at Fast directly influenced the creation of Stripe Link.

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Experience
5 Years
Current Role
CTO, CPO
Job Level
Leadership
Location
United States
Personality Overview

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Priorities

Topics Cem cares about

Embedded Finance
At JPMorgan, he led the build-out of embedded finance and commerce products to directly compete with platforms like Stripe Connect and Adyen For Platforms.
Commerce Platforms
He has a history of scaling commerce platforms, cutting time-to-market at Uber from 9 months to under 1 month and leading commerce products at JPMorgan.
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Career

Work history

4-2025
CTO, CPO
Bolt
11-2023 - 12-2024
Managing Director, J.P. Morgan, Payments, Head of Engineering - Embedded Finance & Commerce
JPMorgan Chase & Co.
5-2023 - 12-2023
Managing Director, J.P. Morgan, Payments Technology, GM for Commerce Products
JPMorgan Chase & Co.
5-2022 - 5-2023
Managing Director, Payment Technology, Head of Engineering for Checkout
JPMorgan Chase & Co.
5-2020 - 4-2022
Chief Technology Officer
Fast
In the press

Media appearances

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Education
Master of Science - MS
Massachusetts Institute of Technology
Cross-Register from MIT
Harvard Business School
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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