Cem Yildirim

Go-getter
DISC Type : d

CTO, CPO at Bolt

United States

Overview

Cem Yildirim is the CTO and CPO at Bolt, with extensive leadership experience from Apple, Uber, Amazon, and JPMorgan Payments. An MIT and Harvard Business School affiliate, he specializes in building secure, scalable technology platforms that empower merchants and consumers, with a deep focus on fintech and commerce.

He is driven by a passion for solving complex cybersecurity challenges and building foundational technology for fintech expansion. He champions a philosophy of code clarity and safety, believing that technology should be built to make future changes easy rather than painful.

Interesting fact: The one-click checkout product he developed as a founding executive at Fast directly influenced the creation of Stripe Link.

Personality Overview

Challenger

Fast-Paced

Self-Confident

They don’t always try to control the conversation but neither do they like yielding it fully.  They focus on objectivity in a pitch and pay little attention to bells and whistles. They can be nudged to make faster decisions by offering what they value.

Topics They Care About

Embedded Finance
At JPMorgan, he led the build-out of embedded finance and commerce products to directly compete with platforms like Stripe Connect and Adyen For Platforms.
Commerce Platforms
He has a history of scaling commerce platforms, cutting time-to-market at Uber from 9 months to under 1 month and leading commerce products at JPMorgan.
Fintech Innovation
Passionate about accelerating innovation, he helped build the foundation for Apple’s fintech expansion and developed influential one-click checkout technology at Fast.

Media Appearances

Cem has no verified media appearances

Work History

4-2025
CTO, CPO at Bolt
11-2023 - 12-2024
Managing Director, J.P. Morgan, Payments, Head of Engineering - Embedded Finance & Commerce at JPMorgan Chase & Co.
5-2023 - 12-2023
Managing Director, J.P. Morgan, Payments Technology, GM for Commerce Products at JPMorgan Chase & Co.
5-2022 - 5-2023
Managing Director, Payment Technology, Head of Engineering for Checkout at JPMorgan Chase & Co.
5-2020 - 4-2022
Chief Technology Officer at Fast

Education

Master of Science - MS from Massachusetts Institute of Technology
Cross-Register from MIT from Harvard Business School

More Information

Social Presence :

Prographics :

Exp : 5 Location : United States Job Level : Leadership Designation : CTO, CPO at Bolt
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Insights For Selling To Cem

During A Call Or A Meeting

DO's

  • Highlight the competitive differentiation of your product
  • Stress on the business value that your product offers
  • Refer to testimonials from others in similar positions

DONT's

  • Don't try too hard to get friendly, let it happen with time
  • Refrain from asking too many questions
  • Avoid repeating yourself or making generalizations

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Cem is

  • Conviction in the product matters to them, followed by proof points and strong testimonials.
  • Will you ever get a clear answer from Cem

  • They may not be very forthcoming, but they will say no if needed.

Insights For Deal Planning

    How fast (or slow) will Cem move?

  • They are neither the fastest decision makers nor the slowest.
  • Can Cem take some risk or not?

  • They can take risks but after weighing up the pros and cons.

You And Cem

Personality Compatibility


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