Cem Yildirim in

Cem Yildirim

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CTO, CPO at Bolt
📍 United States

Cem Yildirim is a product and engineering executive with leadership experience at Bolt, Apple, Uber, Amazon, and JPMorgan. An MIT graduate, he specializes in building secure, scalable technology platforms for the fintech industry, focusing on empowering merchants and consumers while accelerating innovation.

He is passionate about building strong engineering cultures that encourage innovation and give engineers the autonomy to solve complex problems. He values code that is clear and safe over clever tricks, believing it makes future development less painful and more efficient.

His work as a founding executive at Fast, which raised over $120M, directly influenced the creation of competitive products like Stripe Link.

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Experience
20 Years
Current Role
CTO, CPO
Job Level
Leadership
Location
United States
Personality Overview

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Communication Style
Decision Approach
Work Preference

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Priorities

Topics Cem cares about

Fintech Innovation
His career spans transforming security for Apple Pay, leading one-click checkout at Fast, and developing the Bolt SuperApp, demonstrating a consistent focus on advancing financial technology.
Engineering Culture
He has spoken about creating environments where engineers can innovate, a value he developed after moving from traditional banking to the tech industry to build great things.
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Career

Work history

4-2025
CTO, CPO
Bolt
11-2023 - 12-2024
Managing Director, J.P. Morgan, Payments, Head of Engineering - Embedded Finance & Commerce
JPMorgan Chase & Co.
5-2023 - 12-2023
Managing Director, J.P. Morgan, Payments Technology, GM for Commerce Products
JPMorgan Chase & Co.
5-2022 - 5-2023
Managing Director, Payment Technology, Head of Engineering for Checkout
JPMorgan Chase & Co.
5-2020 - 4-2022
Chief Technology Officer
Fast
In the press

Media appearances

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Education
Master of Science - MS
Massachusetts Institute of Technology
Cross-Register from MIT
Harvard Business School
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

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