Jose Ricardo in

Jose Ricardo

Questioner · DISC type c
Vice President,Credit Risk & Analytics Manager at Intercredit Bank N.A.
📍 Miami, Florida, United States

Professional overview including current role context, leadership scope, domain focus, and career trajectory to help you understand background relevance before outreach.

Key behavioral and communication insights including interaction style, decision-making tendencies, and motivation drivers to tailor messaging and personalize conversations.

Business priorities, areas of interest, and practical outreach recommendations that can improve conversion quality for this professional.

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Experience
4 Years
Current Role
Vice President,Credit Risk & Analytics Manager
Job Level
Middle
Location
Miami, Florida, United States
Personality Overview

How Jose shows up

Cautious & Analytical
Not Easily Convinced
Value Seeker

While they don't hesitate to ask questions, they are generally risk-averse and tend to be late adopters. They prefer to do thorough analysis of any situation. It is quite likely of them to ask for pricing or other concessions.

Priorities

Topics Jose cares about

Strategic Priorities
Topic insights and context to help personalize outreach and discovery conversations.
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Career

Work history

2-2025
Vice President,Credit Risk & Analytics Manager
Intercredit Bank N.A.
8-2024 - 2-2025
VP, Credit Risk Modeling & Reporting Manager
Sunflower Bank, N.A.
1-2023 - 8-2024
ERM and Credit Modeling Lead
Amerant Bank
6-2021 - 1-2023
Data Scientist
Amerant Bank
In the press

Media appearances

Media appearances and press coverage highlighting public visibility and thought leadership.
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Education
8-2018 - 5-2022
Bachelor's degree
University of Miami
8-2018 - 5-2022
Bachelor of Science - BS
University of Miami
Social presence
in
Behavioral profile

DISC profile (public)

c

Calculativeness (C)

Calculativeness (C) reflects the degree to which a person is likely to be cautious, systematic and analytical. Those scoring high tend to emphasise quality and accuracy.

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