Michael Vallance in

Michael Vallance

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Managing Director & Global Head, Transaction Banking, Wealth & Personal Banking at HSBC
📍 Hong Kong, Hong Kong SAR

Michael Vallance is a highly experienced international banker with deep expertise in transaction banking, cash management, and digital payments. Currently the Global Head of Transaction Banking for Wealth & Personal Banking at HSBC, he has held senior leadership roles at Santander, Citi, and Capco. He earned his MBA from Bayes Business School.

Outside of his corporate career, Michael is deeply committed to supporting military veterans and their families. He has organized and participated in numerous demanding fundraising challenges for charities like Help for Heroes and RE:ACT Disaster Response, which repurposes the skills of veterans for humanitarian aid. He has also held committee positions with The Royal British Legion.

He is the founder of Rugby 4 Heroes, a charity festival that has become a significant fundraising platform.

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Experience
24 Years
Current Role
Managing Director & Global Head, Transaction Banking, Wealth & Personal Banking
Job Level
Mid-senior
Location
Hong Kong, Hong Kong SAR
Personality Overview

How Michael shows up

Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Michael cares about

Global Transaction Banking
As the Global Head at HSBC and former head at Santander, this is his core area of professional expertise, focusing on payments, receivables, and liquidity management.
Digital Payments Innovation
He frequently speaks on leveraging mobile technology and data to serve SMEs and enhance digital payment experiences for clients, as seen at the 2024 Inclusion Conference.
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Career

Work history

6-2022
Managing Director & Global Head, Transaction Banking, Wealth & Personal Banking
HSBC
8-2016 - 1-2022
Managing Director and Head of Transaction Banking, Santander Corporate and Commercial Banking
Banco Santander
8-2015 - 7-2016
Managing Principal
Capco
11-2014 - 2-2015
Product Launch Director (Interim)
Independent Fintech company in Payments & FX domain
10-2013 - 3-2014
Managing Director, Global Market Management Head, WorldLink
Citi
In the press

Media appearances

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Education
1997 - 1999
MBA
Bayes Business School
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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