Patricia C. de Mendonca in

Patricia C. de Mendonca

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Credit Risk, Director at Vitol
📍 Houston, Texas, United States

Patricia is a Credit Risk Director at Vitol with 20 years of experience in commercial and investment banking across three countries. Her analytical thinking is rooted in an engineering background and an MBA from Columbia Business School, specializing in credit underwriting and portfolio management for the energy and metals sectors.

Having lived in diverse cities, she possesses strong cultural navigation skills. Patricia identifies as a disciplined and pragmatic person, qualities she attributes to being a mother of twins. She once took a three-year sabbatical for family, demonstrating her commitment to balancing her personal and professional life.

She has a meticulous, detail-oriented personality developed over years of experience in credit and risk management.

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Experience
18 Years
Current Role
Credit Risk, Director
Job Level
Mid-senior
Location
Houston, Texas, United States
Personality Overview

How Patricia shows up

Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Patricia cares about

Credit & Risk Management
Her two-decade career at firms like Vitol, BP, and S&P Global has been dedicated to credit underwriting, portfolio management, and structured deal analysis.
Energy & Metals Markets
Currently manages credit risk for North American Gas & Power and is the metals analyst for the Americas at Vitol, showing deep sector expertise.
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Career

Work history

5-2024
Credit Risk, Director
Vitol
1-2019 - 5-2024
Credit Risk, Director
BP
4-2014 - 1-2019
Credit Research, Associate Director
S&P Global Ratings
4-2011 - 3-2014
Stay-at-Home Parent
Family
6-2007 - 3-2011
Trader / Credit Research
Deutsche Bank
In the press

Media appearances

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Education
2005 - 2007
MBA
Columbia Business School
2002 - 2004
MS
Universidade Presbiteriana Mackenzie
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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