Rama Ituarte is a three-time CTO specializing in financial technology and digital transformation. He has deep experience in core banking, blockchain, and embedded finance, and has led technology initiatives at Fortune 250 firms and VC-backed startups. Rama holds certifications in Cryptocurrency from MIT and FinTech from Harvard. People who have worked with him describe him as an "amazing talent" and a "great teacher".
Rama is a prolific writer, publishing articles on topics like digital assets, decentralized systems, and the intersection of traditional finance and crypto. His writing explores the foundational principles of blockchain technology, its economic incentives, and its practical applications for institutional finance, from custody to compliance. He also has a public Twitter profile where he discusses crypto.
Interesting fact: After leading digital platform advancements at Synchrony, Rama returned to NovoPayment as CTO in 2025 to spearhead their next stage of scaling and innovation.
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