Rama Ituarte in

Rama Ituarte

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Chief Technology Officer at NovoPayment
📍 Dallas-Fort Worth Metroplex, United States

Rama Ituarte is a three-time CTO specializing in financial technology and digital transformation. He has deep experience in core banking, blockchain, and embedded finance, and has led technology initiatives at Fortune 250 firms and VC-backed startups. Rama holds certifications in Cryptocurrency from MIT and FinTech from Harvard. People who have worked with him describe him as an "amazing talent" and a "great teacher".

Rama is a prolific writer, publishing articles on topics like digital assets, decentralized systems, and the intersection of traditional finance and crypto. His writing explores the foundational principles of blockchain technology, its economic incentives, and its practical applications for institutional finance, from custody to compliance. He also has a public Twitter profile where he discusses crypto.

Interesting fact: After leading digital platform advancements at Synchrony, Rama returned to NovoPayment as CTO in 2025 to spearhead their next stage of scaling and innovation.

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Experience
8 Years
Current Role
Chief Technology Officer
Job Level
Leadership
Location
Dallas-Fort Worth Metroplex, United States
Personality Overview

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Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Rama cares about

Bridging TradFi & DeFi
A core theme in his professional profile and writings is bridging traditional and decentralized financial systems, focusing on creating seamless, secure, and compliant ramps for adoption.
Programmable Compliance
He has authored articles on how compliance can be embedded as code in a tokenized world, viewing "smart regulation" as critical for the future of finance.
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Career

Work history

3-2025
Chief Technology Officer
NovoPayment
12-2023 - 3-2025
Chief Technology Officer
Synchrony
9-2020 - 12-2023
Chief Technology Officer
NovoPayment
Senior IT Director | IT Director, Bank | IT Manager, Enterprise | Lead Software Engineer
USAA
9-2000 - 6-2004
Lead Software Engineer Consultant
Applied Engineering Management
In the press

Media appearances

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Education
Cryptocurrency Program Certificate
Massachusetts Institute of Technology
FinTech Certification
Harvard University
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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