Ricardo Flores in

Ricardo Flores

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Director of Credit Risk Operations at Federal Home Loan Bank of San Francisco
📍 Alameda, California, United States

Professional overview including current role context, leadership scope, domain focus, and career trajectory to help you understand background relevance before outreach.

Key behavioral and communication insights including interaction style, decision-making tendencies, and motivation drivers to tailor messaging and personalize conversations.

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Experience
13 Years
Current Role
Director of Credit Risk Operations
Job Level
Mid-senior
Location
Alameda, California, United States
Personality Overview

How Ricardo shows up

Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Ricardo cares about

Strategic Priorities
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Career

Work history

2-2026
Director of Credit Risk Operations
Federal Home Loan Bank of San Francisco
3-2023 - 2-2026
Associate Director Credit Risk Operations
Federal Home Loan Bank of San Francisco
11-2021 - 7-2022
Head of Credit Risk
Point Card
4-2020 - 12-2021
Director of Credit Risk
Deserve
1-2019 - 3-2020
Senior Manager of Credit Risk
Deserve
In the press

Media appearances

Media appearances and press coverage highlighting public visibility and thought leadership.
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Education
2016 - 2019
Master’s Degree
Johns Hopkins University Advanced Academic Programs
2015 - 2016
Graduate Certificate
Penn State University
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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