Simon Zhang in

Simon Zhang

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VP, Operational Strategy & Analytics at Santander Consumer USA
📍 Plano, Texas, United States

Simon is a proactive leader in operational strategy, data analytics, and credit risk management. As VP at Santander Consumer USA, he directs strategy for a massive auto finance portfolio, drawing on experience from Capital One and TXU Energy. He holds an MBA from Texas Tech University.

He is responsible for the collections strategy of a retail and lease auto finance portfolio valued at over $30 billion.

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Experience
30 Years
Current Role
VP, Operational Strategy & Analytics
Job Level
Senior
Location
Plano, Texas, United States
Personality Overview

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Communication Style
Decision Approach
Work Preference

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Priorities

Topics Simon cares about

Credit Risk Management
His career is built on expertise in credit risk, with senior roles in the field at both Santander Consumer USA and Capital One.
Operational Strategy
A core focus of his current VP role and a key area of expertise mentioned throughout his professional background.
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Career

Work history

8-2018
VP, Operational Strategy & Analytics
Santander Consumer USA
4-2017 - 7-2018
Senior Model Risk Governance Consultant
Elevate
7-2005 - 12-2016
Analytics Leader, Servicing Operation & Credit, Pricing, and Database Marketing
TXU Energy
10-2004 - 7-2005
Senior Credit Manager – Auto Finance Credit Risk Management
Capital One
6-2001 - 8-2004
Group Marketing Analytics Manager – Retail Consumer Marketing
TXU Energy
In the press

Media appearances

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Education
1993 - 1994
Master of Business Administration (MBA)
Texas Tech University
Bachelor of Science (BS)
Taiyuan University of Science and Technology
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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