Tamal Saha

Critic
DISC Type : C

Vice President at Goldman Sachs

Bengaluru, Karnataka, India

Overview

Tamal Saha is the Head of Fraud Risk Data Modelling at Goldman Sachs, bringing 15 years of expertise in banking, credit, and fraud analytics. He holds a postgraduate certification in Machine Learning & AI from IIIT Bangalore. Colleagues describe him as hardworking, sincere, and a dedicated leader with vast statistical knowledge.

Beyond his professional role, Tamal is a passionate mentor with over a decade of teaching experience. He shows a keen interest in digital content creation, recently seeking a video editor for YouTube projects. He also actively shares career opportunities to help his network grow professionally.

Unique fact: He was named "Champion of Chase, " a prestigious quarterly award for consistent, high-impact performance across international teams.

Personality Overview

Information Seeker

Negotiator

Objective Thinker

They like to take decisions independently and do not seek others' support often.  They are quite likely to negotiate on pricing or other key terms. They don’t appreciate bells and whistles unless backed by data.

Topics They Care About

Fraud Risk Modeling
Leads the Fraud Risk Data Modeling team for the Apple Card at Goldman Sachs, leveraging 15 years of focused industry experience.
AI/ML in Fintech
Recently completed an executive program in AI/ML and has publicly commented on the growing demand for these skills in the tech space.
Professional Mentorship
Identifies as a "Mentor & Guide" in his professional headline and has over 10 years of in-person teaching experience.

Media Appearances

Tamal has no verified media appearances

Work History

1-2025
Vice President at Goldman Sachs
4-2021 - 1-2025
Credit Risk Analytics Manager at Wells Fargo
2-2020 - 4-2021
Vice President - Cards Collection Strategy at Chase
2-2019 - 1-2020
AVP - Cards Collection Strategy at Chase
2-2018 - 1-2019
AVP - High Risk Account Management Policy at Chase

Education

7-2023 - 9-2024
Executive PG Programme in Machine Learning & AI from International Institute of Information Technology Bangalore
2003 - 2005
Higher Secondary from Hindu School

More Information

Social Presence :

Prographics :

Exp : 11 Location : Bengaluru, Karnataka, India Job Level : Senior Designation : Vice President at Goldman Sachs
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Insights For Selling To Tamal

During A Call Or A Meeting

DO's

  • Keep some extra margin while sharing pricing, they are likely to negotiate later
  • Be formal and objective, they will appreciate it more
  • Be ready for penetrating questions and critical examination of your pitch

DONT's

  • Do not use very emotional or colorful language
  • Don’t try to give too many examples of other users, they like to make their own decisions
  • Don’t rush them till they have clearly gotten all the necessary information

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Tamal is

  • Proof of ROI, low pricing and objective proof points are the important factors for them.
  • Will you ever get a clear answer from Tamal

  • They do not mind saying no if they believe that it is the right decision.

Insights For Deal Planning

    How fast (or slow) will Tamal move?

  • They are neither the fastest nor the slowest decision makers, they are somewhere in the middle.
  • Can Tamal take some risk or not?

  • They can bear some risk if their analysis backs the decision.

You And Tamal

Personality Compatibility


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