Angela (Mullinix) Ruiter

Questioner
DISC Type : c

AVP Settlement Operations at The Bancorp

Sioux Falls, South Dakota, United States

Overview

Angela Ruiter is the AVP of Payment Operations at The Bancorp, bringing over 18 years of experience in the payments industry. She is an Accredited ACH Professional (AAP) and holds an Associates degree in Accounting from Colorado Technical University, specializing in settlement operations, electronic funds transfer, and NACHA rules.

Personality Overview

Not Easily Convinced

Value Seeker

Cautious & Analytical

They are more likely than others to negotiate on pricing and terms.  While they don't hesitate to ask questions, they are generally risk-averse and tend to be late adopters. They prefer to analyze every situation thoroughly.


Topics They Care About

Payment Operations
Her entire career, including her current AVP role, has been focused on managing and overseeing payment and settlement operations for various financial institutions.
Community Volunteering
She has participated in packing meals for Kids Against Hunger and supported the Ronald McDonald House through company-sponsored volunteer time off.
ACH & Wire Transfers
As an Accredited ACH Professional (AAP), she has deep expertise in electronic funds transfers, NACHA regulations, and managing relationships with ACH and wire transfer services.

Media Appearances

Angela has no verified media appearances

Work History

10-2024
AVP Settlement Operations at The Bancorp
3-2021 - 10-2024
Settlement Operations Director at Central Payments
1-2007 - 3-2021
EFT Product Manager, AAP at Meta Payment Systems, Inc
3-2003 - 3-2006
Payable Supervisor at 2003-2006
1-2000 - 1-2002
Accounting Specialist at The Credit Store

Education

Associate of Arts; Associate of Science from 2009 Accounting, Colorado Technical University

More Information

Social Presence :

Prographics :

Exp : 29 Location : Sioux Falls, South Dakota, United States Job Level : N/A Designation : AVP Settlement Operations at The Bancorp
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Insights For Selling To Angela

During A Call Or A Meeting

DO's

  • Emphasize on objective proof of ROI, help them do a thorough evaluation
  • If you have a lower priced product compared to the competition, call out the same
  • Tell them that you will come back if you don’t have a good answer for a question

DONT's

  • Avoid phrases like ‘do not worry about’, ‘no one compares to’ etc.
  • Don’t depend too much on anecdotal evidence, it reduces their confidence
  • Don’t overhype the product/pitch, keep it measured

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Angela is

  • Confidence that the product provides ROI, effective pricing and process adherence matter the most to them.

  • Will you ever get a clear answer from Angela

  • It doesn’t come naturally to them but they can say no if they are not convinced.

Insights For Deal Planning

    How fast (or slow) will Angela move?

  • They can move at a reasonable pace while making their decisions if they have the necessary information.

  • Can Angela take some risk or not?

  • They can take risk if they are convinced that they have analyzed the circumstances well.


You And Angela

Personality Compatibility


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