Ravi Kumar Pangal

Doer
DISC Type : ds

Chief Information Officer at IndusInd Bank Limited

Bengaluru, Karnataka, India

Overview

Ravi Kumar Pangal is an experienced finance technologist and the CIO of IndusInd Bank. An alumnus of PSG College of Technology, his global career includes significant leadership roles at HSBC, where he focused on core banking transformations, risk management, and retail products across Asia.

Colleagues and direct reports consistently praise his leadership. Recommendations highlight him as an articulate, approachable, and supportive manager who excels at stakeholder management and empowers his teams by providing them with the space and autonomy to innovate and deliver results.

He was a key member of the team that successfully launched the "Cards Platform" within a major bank, showcasing his deep, hands-on expertise in implementing large-scale consumer finance technology.

Personality Overview

Risk-Accepting

Fast-paced

Results Focused

Reading between the lines and seeing beyond your words comes naturally to them.  They might take some time to make their mind up but once they do, they don't change it easily. They exhibit a rare combination of being result-oriented but patient at the same time.

Topics They Care About

AI in Banking
Actively participates in panel discussions on AI's role in the BFSI sector, emphasizing its practical application for hyper-personalization and fraud detection.
Digital Transformation
As CIO, he is focused on creating "frictionless banking" and has a long history of leading global technology transformation programs.
Financial Risk Management
A core area of his early expertise, having implemented Basel II and various risk management solutions for capital markets across Asia.

Media Appearances

Ravi has no verified media appearances

Work History

1-2026
Chief Information Officer at IndusInd Bank Limited
8-2024 - 1-2026
Ex CIO at Self Employed
11-2020 - 9-2024
Global CIO - Core Banking at HSBC
1-2018 - 11-2020
CIO - Retail Products at HSBC
2-2016 - 12-2017
Global Head of RBWM Technology Transformation at HSBC

Education

1989 - 1992
MCA from Bharathiar University
1986 - 1989
Bachelors from PSG College of Technology

More Information

Social Presence :

Prographics :

Exp : 21 Location : Bengaluru, Karnataka, India Job Level : Leadership Designation : Chief Information Officer at IndusInd Bank Limited
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Insights For Selling To Ravi Kumar

During A Call Or A Meeting

DO's

  • Come across as a trustworthy professional and be respectful, they usually know their game
  • Let them know of potential risks but suggest mitigation methods alongside
  • Focus on the results that your product produces, expect some strategic questions in return

DONT's

  • Avoid putting conscious effort into relationship-building
  • Don't focus too much on mutual contacts or bother about other stakeholders, focus on them
  • Don't shy away from asking hard questions, but be extra polite

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Ravi Kumar is

  • Strong proof of impact and their conviction will matter the most, but they wouldn't want to act unilaterally either
  • Will you ever get a clear answer from Ravi Kumar

  • They will say no if they are not convinced but you will have to prompt them.

Insights For Deal Planning

    How fast (or slow) will Ravi Kumar move?

  • They will want to understand things well but can move fast once they have a clear picture.
  • Can Ravi Kumar take some risk or not?

  • They have good risk tolerance but are likely to think it through once or twice.

You And Ravi Kumar

Personality Compatibility


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