David Ruíz Meléndez

Observer
DISC Type : ci

JEFE DE CREDITOS at Banco Compartamos

Peru

Overview

Profesional de las finanzas con más de 10 años de experiencia, actualmente se desempeña como Jefe de Créditos en el Banco Compartamos. Su carrera incluye roles de liderazgo como Jefe de Negocios en Mibanco y puestos de asesoría en Compartamos Financiera y Caja Huancayo, demostrando una sólida trayectoria en el sector.

Personality Overview

Assertive

Example Seeker

Curious

They are likely to ask many questions and look heavily for supporting information.  They are generally good communicators and can be hard to convince. They can sound friendly and charming but can quickly change gears to become inquisitive and probing.

Topics They Care About

Gestión de Créditos
Su rol actual como Jefe de Créditos en Banco Compartamos se centra en la supervisión y gestión de la cartera de créditos de la entidad.
Desarrollo de Negocios
Ocupó el cargo de Jefe de Negocios en Mibanco, lo que indica un enfoque en impulsar el crecimiento y la expansión de operaciones comerciales.
Sector Microfinanzas
[Predicted] Su experiencia en Mibanco, Caja Huancayo y Compartamos sugiere un profundo conocimiento y enfoque en el sector de las microfinanzas.

Media Appearances

David has no verified media appearances

Work History

4-2024
JEFE DE CREDITOS at Banco Compartamos
3-2023
Asesor financiero at Compartamos Financiera
2-2020 - 3-2022
Asesor at Caja Huancayo
7-2018 - 11-2019
Jefe de negocios at Mibanco
1-2012 - 7-2018
Asesor at Mibanco

Education

David has no verified education history

More Information

Social Presence :

Prographics :

Exp : 12 Location : Peru Job Level : N/A Designation : JEFE DE CREDITOS at Banco Compartamos
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Insights For Selling To David

During A Call Or A Meeting

DO's

  • Build rapport, it will come handy to handle hard questions later
  • Invite them for a social do but don’t rely solely on the relationship
  • Help them realize that there is no personal risk in making this decision

DONT's

  • Don’t try to rush them into a decision, provide all necessary information first
  • Don’t brush off any concerns, take all questions seriously
  • Don’t be too objective but make sure to pad your storytelling with data points

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with David is

  • Proven value, strong testimonials are important to them, relationships will have some weightage.
  • Will you ever get a clear answer from David

  • They are practical and friendly, don't expect a clear-cut response often.

Insights For Deal Planning

    How fast (or slow) will David move?

  • They like to be detailed and take their time to arrive at decisions.
  • Can David take some risk or not?

  • They evaluate their decisions systematically and are less likely to take risks.

You And David

Personality Compatibility


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