Jatul Anand in

Jatul Anand

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Executive Director at PNB Housing Finance Limited
📍 Gurugram, Haryana, India

Jatul Anand is a Chartered Accountant and the Executive Director at PNB Housing Finance, with over 23 years of leadership in mortgage finance and banking. He oversees prime business segments, driving growth, digital transformation, and portfolio excellence. An alumnus of Delhi University, he has a proven track record of strengthening credit frameworks and managing large-scale operations.

Interesting fact: As Chief Credit & Collections Officer, he successfully reduced the companys NPAs from 5. 33% down to 1. 07% through targeted policy interventions and advanced delinquency frameworks.

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Experience
21 Years
Current Role
Executive Director
Job Level
Senior
Location
Gurugram, Haryana, India
Personality Overview

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Priorities

Topics Jatul cares about

Affordable Housing
He has spoken publicly about the importance of the affordable housing sector for India's growth and his company's focus on this segment.
Credit Risk Management
A core area of his expertise, having significantly reduced NPAs in previous roles and consistently managed credit, legal, and collections functions.
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Career

Work history

8-2025
Executive Director
PNB Housing Finance Limited
7-2021 - 7-2025
Chief Credit & Collections Officer
PNB Housing Finance Limited
6-2017 - 1-2021
National Head – Credit Underwriting
PNB Housing Finance Limited
6-2013 - 6-2017
Credit Head – North & East
PNB Housing Finance Limited
9-2010 - 5-2013
Cluster Head – Commercial Real Estate / SME Banking
Standard Chartered Bank
In the press

Media appearances

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Education
1997 - 2002
Chartered Accountant
The Institute of Chartered Accountants of India
2003 - 2004
CAIIB – (Certified Associate of Indian Institute of Bankers)
Indian Institute of Bankers
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

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Gaurav Parmar
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 Vishal Kaushik
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