Paul Stirrat in

Paul Stirrat

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Head of Credit Risk at TotalEnergies
📍 Newcastle Upon Tyne, England, United Kingdom

Paul Stirrat is the Head of Credit Risk at TotalEnergies, specializing in solving complex credit risk challenges across diverse sectors. A graduate of Solent University, he excels in developing bureau-beating scorecards and regulator-approved affordability models to drive portfolio performance. People who have worked with him describe him as professional and accommodating.

He developed unique B2B sector scorecards that outperformed all major credit bureaus models.

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Experience
8 Years
Current Role
Head of Credit Risk
Job Level
Mid-senior
Location
Newcastle Upon Tyne, England, United Kingdom
Personality Overview

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Communication Style
Decision Approach
Work Preference

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Priorities

Topics Paul cares about

Credit Risk Modeling
He has a proven track record of developing scorecards and affordability models that consistently outperform bureau and peer group versions.
Debt Lifecycle Management
He has been accountable for the entire debt lifecycle, from origination and pricing to in-life management and collections, across multiple senior roles.
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Career

Work history

3-2024
Head of Credit Risk
TotalEnergies
7-2023 - 3-2024
Chief Risk Officer
Camco Group
1-2023 - 7-2023
Director Credit Risk
247 Money
10-2020 - 1-2023
Head Of Credit
Everflow Water
7-2017 - 10-2020
Group Head of Credit Risk
1st Stop Group Ltd
In the press

Media appearances

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Education
Education details unavailable
ICAEW
Bachelor's degree
Solent University
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

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