André Henrique Santoro in

André Henrique Santoro

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Chief Risk Officer at Jeitto
📍 São Paulo, São Paulo, Brazil

André Henrique Santoro is a C-level executive with nearly 20 years of experience in risk management and finance for fintechs and startups. An alumnus of Fundação Getulio Vargas, he specializes in portfolio profitability and scaling operations. Colleagues describe him as an innovative leader with strong problem-solving skills.

He was selected for ACCEL, an exclusive Citibank leadership course held in New York for the companys top global talent.

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Current Role
Chief Risk Officer
Location
São Paulo, São Paulo, Brazil
Personality Overview

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Communication Style
Decision Approach
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Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics André cares about

Fintech Risk Management
He has deep expertise in structuring risk teams and managing the entire credit cycle for fintechs like Jeitto, RappiBank, and Clar.
Portfolio Profitability
Focuses on improving shareholder return through P&L studies, risk-based pricing, and defining return on capital benchmarks like ROE, ROA, and ROI.
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Career

Work history

2-2026
Chief Risk Officer
Jeitto
9-2024 - 2-2026
Credit and Risk Director
Jeitto
3-2024 - 9-2024
Chief Risk Officer (CRO)
GooRoo Crédito Consignado
7-2022 - 2-2024
Chief Risk Officer (CRO)
Clara
7-2021 - 7-2022
CRO and Data Science Director
RappiBank Brasil
In the press

Media appearances

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Education
2008 - 2009
MBA
FGV - Fundação Getulio Vargas
2003 - 2007
Bachelor
FGV - Fundação Getulio Vargas
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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